If you’re thinking about remortgaging to get yourself a better interest rate an alternative mortgage deal may well have a considerable impact on your outgoings. If you’re currently on a fixed rate but the period for this rate is soon ending, it’s understandable that you might want to shop around.

Other reasons for considering remortgaging could be due to your changing financial situation, the desire to update your property with home improvements or explore the options of consolidating other financial outgoings and reducing debts. Debt consolidation is one of the main reasons that people consider remortgaging.

If you’re a homeowner and have multiple debts that you’re struggling to keep on top of, it can be tempting to acquire funds using your home as security, to clear these debts. However, you should always think very carefully before securing borrowing with property, as this will naturally be at risk if you fail to meet the repayments.

You should also bear in mind that your current mortgage lender may enforce fees for paying the mortgage off early, 
so take this into account in your calculations and its essential to ensure you get good advice.

Now might be the right time to talk to us. With Thom-Independent Financial Advisers you can rest assured that we will help you make sense of all the different types of mortgages out there and assist in finding you the right mortgage with the right provider thats tailored to your needs and circumstances.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.


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Thom-Independent Financial Advisers can help you with:
  • Mortgage Advice
  • Remortgaging
  • Equity Release
  • Fixed Rate Mortgages Home Movers
  • Offset Flexible Mortgages 
  • Buy-To Let Mortgages
  • Tracker Mortgages
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